Once you\u2019ve passed your Fitness Theory exam and gotten properly certified, you might be starting to look for work training clients or leading group fitness classes. But before most gyms will employ you (or even if you are opening your own facility), they want to see that you have the proper fitness professional liability insurance in place.<\/p>\n\n\n\n
As you\u2019ve probably learnt from the Fitness Theory course<\/a>, there is a lot that can go wrong. One false move and your clients could leave the training session with an injury.<\/p>\n\n\n\n As a health and fitness professional, your job is to promote a healthy lifestyle through proper exercise, nutrition, and care. In this line of business, your clients\u2019 health and wellbeing is literally in your hands. With such a heavy responsibility, you\u2019ll want to make sure you have the proper insurance coverage in place to make sure your business and clients are fully protected.<\/p>\n\n\n\n Insurance definitely isn\u2019t a \u201cfun\u201d topic and a lot of people are confused by the different types and terms available. Hopefully, this article will give you a very brief layman\u2019s breakdown of liability insurance for health and fitness professionals.<\/p>\n\n\n\n Clients depend on their instructors, coaches, or trainers for their expertise. They come seeking your professional guidance to help them with injuries or concerns because you have extensive training. As a professional, you are legally required to perform your duties with a certain level of care and prudence.<\/p>\n\n\n\n As you\u2019ve probably learnt in your studies, a technique or equipment when used incorrectly has the potential to cause serious bodily injury. For example, certain exercises can be dangerous. This leads to injuries if the person has a prior injury, executes it incorrectly, or isn\u2019t strong enough for it.<\/p>\n\n\n\n And unfortunately, no matter how careful you are, mistakes can happen. All the reputation and trust you\u2019ve built up over the years with your clients can vanish overnight. When something like this occurs due to your negligence, clients may sue for compensation. Even if you did everything right, the cost of legal fees alone can be financially damaging.<\/p>\n\n\n\n To protect against this risk and to ensure your clients are always fairly compensated, you should carry the proper liability insurance. Many clubs and facilities will also require you to carry this insurance before they hire you.<\/p>\n\n\n\n Professional liability insurance pays for damages the court awards to the plaintiff as well as many costs associated with your defence such as lost wages, legal fees, hiring expert witnesses, etc.<\/p>\n\n\n\n You can purchase health and fitness professional liability insurance online in less than 5 minutes through our partner Apollo Cover.\u00a0 Quotes and payments can be made online with just a few clicks\/taps of the finger.<\/p>\n\n\n\n Ready to Start?<\/p>\n\n\n\n Hop over and begin enrolling<\/a> today!<\/p>\n\n\n\n Disclaimer: This article is for informational purposes only. Speak to a licensed insurance broker or review your policy documents for more information on policy terms, coverages provided, etc.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" Once you\u2019ve passed your Fitness Theory exam and gotten properly certified, you might be starting to look for work training clients or leading group fitness classes. But before most gyms will employ you (or even if you are opening your own facility), they want to see that you have the proper fitness professional liability insurance… » read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":83,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[9],"tags":[],"class_list":["post-62","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\tInsurance for Fitness Professionals<\/h2>\n\n\n\n
Where Do I Buy Fitness Trainer Professional Liability Insurance?<\/h2>\n\n\n\n